When it comes to emigration, there are five persistent and recurring misconceptions about pensions and taxes:

  • If I have paid the minimum AHV contribution, then I have no AHV gap. However, if there is an AHV gap, I can make additional payments for up to five years.
  • If I always pay the Swiss health insurance premiums, then I am also insured.
  • As a globetrotter who is deregistered in Switzerland, I don’t pay any taxes.
  • If I get really ill, I can return to Switzerland and get treatment there through the compulsory health insurance scheme.
  • It actually always makes sense to have BVG funds paid out via a vested benefits foundation in Schwyz.

We shed some light on these five statements and provide a brief, concise and easy-to-understand explanation of what they mean.